INSIGHTS

Four articles on the rules you are answering to, and one map you can print.

Signed by its author, dated when published and when last checked, and published when we have something, not on a schedule.

Subscribe by RSS

Who each article is for.

Where an article names an obligation it names the exemption beside it, so that a reader below a threshold can recognize their own position.

Security Assessment

Security assessment or COST: which question are you asking

Bought under one word, they answer different questions: which one your situation calls for.

Security Assessment, Offensive Security.

Adam Pounders, Chief Technology Officer. Published 23 September 2026.
Mortgage

The seller servicer information security stack

Five rulebooks at once, and they disagree on what starts a clock.

Offensive Security, Mortgage, AI Governance Assessment.

Adam Pounders, Chief Technology Officer. Published 8 September 2026.
Banks and credit unions

The post CAT board packet

The CAT was withdrawn in 2025 with no successor: what the board gets now, and what the examiner hears.

Security Assessment, Examination and Evidence Readiness.

Adam Pounders, Chief Technology Officer. Published 4 September 2026.
Mortgage and AI governance

AI in the loan workflow and adverse action

What a lender must explain when a model shapes a denial; what changed in 2026.

AI in Regulated Decisions, AI Governance.

Anthony Pounders, Chief Executive Officer. Published 1 September 2026.
Incident response

The notification clock map

Fourteen duties, five starting moments: what starts each, how long it runs, who it does not reach. Print it.

Cyber Defense, Financial Services.

Compiled by Red Stick Solutions. Analysis by Adam Pounders, Chief Technology Officer. Published 2 September 2026. Map published 9 September 2026.

None of it requires an engagement. Continuing work: Advisory and vCISO, the AI Governance Program.

Reviewed means last checked against the instruments named; both dates are also in the feed. The feed collects no address and runs through no processor.

Bring the instrument that prompted it, and your date.

Everything here is published without a form, and stays that way.